Tips & Reports

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" rowspan="2" width=155 BGCOLOR="#006699" TEXT="#080000"> <div> <IMG SRC="05082a20.jpg" border=0 width="130" height="162" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> <A HREF="default.htm" TARGET="_top" TITLE="Lenny Hanapel Rita Fincher, Realtors"><U><B><IMG SRC="05f87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF="http://www.rpcservers.com/mls/mls_process.php?action=advanced_search&page_num=1&sort_order=asc&ri_email=LennyHanapel@aol.com&agent_id=11978%7C11865&office_id=brs&category=RES%7CRNT%7CCSL%7CCLE%7CLND%7CCND%7CINV&page_title=Featured%20Listings" TARGET="TRLX_Middle" TITLE="http://www.rpcservers.com/mls/mls_proces"><U><B><IMG SRC="05e87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF=" 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Fincher"><U><B><IMG SRC="06a87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> </td> <td valign="top" height=85 BGCOLOR="#006699" TEXT="#080000"> <div> <B>Lenny Hanapel & Rita Fincher</B></div> <div> <B>Broker Associates, GRI, SRES Certified, LMC</B></div> <div> <B>   </B><FONT SIZE="4" COLOR="#FFFFFF" FACE="Arial" ><B>904.945-3265      904.608-9550</B></FONT></div> <div> </div> </td> <td valign="top" rowspan="2" width=153 BGCOLOR="#006699" TEXT="#080000"> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <div> <A HREF="http://search.irs.gov/web/query.html?col=irsweb&charset=iso-8859-1&ht=0&qp=-Wct%3AInternal+Revenue+Manual+%28IRM%29&qs=&qc=&pw=100%25&ws=0&la=en&qm=0&st=1&nh=10&lk=1&rf=0&oq=&rq=0&si=0&qt=1031+exchanges&Go.x=11&Go.y=9" TARGET="TRLX_Middle" TITLE="http://search.irs.gov/web/query.html?col"><U><IMG SRC="06d87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><A HREF="http://fl.living.net/Realtor/1165037" TARGET="TRLX_Middle" TITLE="http://fl.living.net/Realtor/1165037"><U><IMG SRC="06e87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><A HREF="http://www.weather.com/weather/local/32082" TARGET="TRLX_Middle" TITLE="http://www.weather.com/weather/local/320"><U><IMG SRC="06f87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><A HREF="http://www.jaxevents.com/calendar.php" TARGET="TRLX_Middle" TITLE="http://www.jaxevents.com/calendar.php"><U><IMG SRC="07087150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <bR> </td> </tr><tr> <td valign="top" height=395 BGCOLOR="#FFFFFF" TEXT="#080000" bgproperties="fixed" background="04dc8c83.jpg"> <div> <TABLE BORDER="0" CELLPADDING="1" CELLSPACING="1" WIDTH="802" BORDERCOLORLIGHT="#00CC99" BORDERCOLORDARK="#006699" FRAME="VOID" RULES="NONE" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP 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VALIGN=TOP HEIGHT= 52 ><NOBR><div>  <a href="HTMLobj-225/TIPS-Seller.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-225/SellerTips.jpg"></a>  </div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div>  <a href="HTMLobj-226/PreparingYourHome.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-226/PrepareHome.jpg"></a>  </div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div>  <a href="HTMLobj-227/PRICING-Competitive.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-227/Pricing.jpg"></a>  </div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 52 ><NOBR><div>  <a href="HTMLobj-228/MovingTips.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-228/MovingTips.jpg"></a>  </div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div>  <a href="HTMLobj-229/SafetyTips.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-229/SafetyTips.jpg"></a>  </div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div>  <a href="HTMLobj-230/HomeInspections.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-230/Inspections.jpg"></a>  </div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 52 ><NOBR><div>  <a href="HTMLobj-231/BuyingProcess2.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-231/BuyerProcess.jpg"></a>  </div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div>  <a href="HTMLobj-232/HomeComparisonChecklist.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-232/HomeChecklist.jpg"></a>  </div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div>  <a href="HTMLobj-233/HomeMortgageOptions.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-233/MortgageTypes.jpg"></a>  </div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 52 ><NOBR><div>  <a href="HTMLobj-234/21QuestionsForLenders.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-234/AskLender.jpg"></a>  </div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div>  <a href="HTMLobj-235/MortgageApplicationChecklist.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-235/LenderDocs.jpg"></a>  </div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div>  <a href="HTMLobj-236/Glossary_of_Real_Estate_Terms_Rev.pdf"><img align="bottom" border="0" width="165" height="46" src="HTMLobj-236/RealEstateTerms.jpg"></a>  </div> </NOBR></tD> </tR> </TABLE></div> <bR> <bR> <div> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="502" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="VOID" RULES="NONE" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 94 ><NOBR><div> <I><B>Lenny Hanapel & Rita Fincher</B></I></div> <div> <B>Broker Associates, GRI, SRES Certified, LMC</B></div> <div> Bingemann Realty Sales, Inc.</div> <div> 822 Hwy A1A North- Suite 207,  Ponte Vedra Beach, FL 32082</div> <div> <B>Toll Free: 800. 359-7918</B></div> </NOBR></tD> </tR> </TABLE></div> <bR> </td> </tr></table></body>